At surface level, the economy appears to be stronger than ever. But those who understand economic trends know how to interpret the bellwether, namely, the current state of debt. Commercial and consumer debt is in trouble and sending some disconcerting signals about the future. In the first quarter of 2019, credit card delinquency reached a new high since 2012 (largely driven by consumers age 18-29). The U.S. National Debt reached a new record high in the second quarter of 2019 – $1 trillion higher than the previous record. Stephen urges listeners to get their households in order and plan for the future. Do you need help?

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